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Your credit score can have a significant impact on both your personal and professional lives.  Personally, your score can impact the availability of and interest rates for mortgages, car loans, and credit cards.  Professionally, a bad credit score will hurt your chances of securing certain jobs and obtaining financing for small business endeavors.   Your[…]

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Traditionally, new brides adopt their husband’s name upon marriage, although sometimes they may choose to hyphenate both names together. Either way, you have to make it official. Your wedding certificate isn’t enough, but it’s a start.  Here is some information on going through the steps to legally change your name.   First Stop, Social Security You’ll[…]

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The customary advice about cashing out your retirement plan early is: don’t. There are very few situations that would make it financially worthwhile. A standard IRA or 401(k) provides before-tax contributions and tax-free compounding, deferring taxes to retirement. A Roth IRA, although contributed to with after-tax dollars, provides for tax-free compounding and tax-free distributions in[…]

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Sometimes you cannot complete the paperwork for your tax return by the due date (April 17, 2018 for your 2017 returns). But, unlike your old algebra homework, you can’t just turn it in late. The IRS is very, very picky about deadlines. However, the IRS also makes it fairly simple for you to get some[…]

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